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20160819_Blog_financial_tips

Financial Tips For Students

With summer now in full swing, hopefully you have landed a summer job to help pay for school in the fall. But even with the added cash, you’ll probably have to limit discretionary purchases once school starts. Practicing self-control is hard; it’s like a muscle that has to be exercised. Before you head off to university, get used to telling yourself “no” for items that you don’t actually need. You’ll want to build a cash cushion for later when you start having to pay for all your own meals and living expenses. Take these tips to help ease your transition into the frugal student lifestyle. Buy used whenever possible. One of your biggest necessary purchases may be an updated laptop… read more

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10 Strategies to Save Money on Textbooks

Going back to school is expensive. Between housing costs, course fees, food, and textbooks, things really add up. There are lots of ways to save in all these areas, except for your school fees. At the end of the day there is no haggling with the registrar on the cost of a course. Saving tricks vary a lot depending on if your school is in a city versus a more suburban area, or if it’s close to family. But, pretty much wherever you are, saving on textbooks is virtually the same process. How to save on textbooks at any school: How to save on college and university textbooks: 1. Get the syllabus as early as possible, and start looking for… read more

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Low-balling: What is Appropriate? The Guide to Smart Negotiations

The great thing about using Kijiji to buy and sell in your community is that it puts money back in your pocket. Buyers get to save money on the stuff they want; sellers get to make money on the stuff they no longer need. Despite the mutual benefit,, buyers’ and sellers’ motivations are somewhat at odds. The more a buyer saves, the less goes into a seller’s pocket, and vice versa. A by-product of this difference is the “low-balling.” If you’re looking to negotiate a lower price, make sure you aren’t being a low-baller. What is low-balling? Low-balling is the act of offering a price that is deceptively or unfairly low. Some use it as a strategy to start negotiations,expecting… read more

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How to Make Your For Sale By Owner Open House Feel Professional

So, you have decided to sell your home “by owner.” [link to other article] Hosting an open house without the aid of a realtor can be tricky, especially if you aren’t used to entertaining or having strangers in your home. What can you do to put your guests (and yourself) at ease to maximize your chance of a sale? What to Do to Prepare Let interested buyers know when to show up Once you decide the dates for your open house, be sure to include the times in any ads you have created for your house. You can also put up signs around the neighbourhood advertising the house along with the date, time and address about a week in advance…. read more

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How to Go Glamping on the Cheap

Not everyone is keen on “roughing it” in the woods with just a thin tent and a sleeping bag. If you’re more of a hotel person than a camper, glamping may be your way to experience sleeping under the stars while enjoying a little luxury at the same time. You don’t even have to pay a ton of money to do it if you have a few tricks up your sleeve. Try these ideas and turn your next camping trip into an affordable glamping trip! Borrow, rent or buy a used trailer Whether it’s a tent trailer or something a little more substantial, you can borrow from a friend, rent or find some decent second-hand camping vessels for sale on Kijiji. If you’re concerned… read more